1. Introduction and Agreement
This website, suedkelly.com (the "Website"), is owned and operated by Sue D Kelly ("we", "us", or "our").
This Disclaimer, alongside our Terms of Use and Privacy Policy, governs your access to and use of the Website. By browsing, accessing, or using this Website—or by clicking to accept these terms where options are provided—you agree to comply with and be bound by this Disclaimer. If you do not agree to these terms or our Privacy Policy, you must stop using the Website immediately.
2. For Information and Educational Purposes Only
All content, materials, and downloadable resources found on this Website are provided solely for general informational and educational purposes. They are designed to help users navigate the practicalities of later life, including retirement, bereavement, health challenges, caregiving, identity shifts, and life transitions.
3. No Professional Advice
Although Sue D Kelly is a professional operating within her area of expertise, the information shared on this Website does not constitute, and must not be taken as, professional advice.
The content on this Website cannot replace tailored advice from a qualified professional who is fully aware of your specific, individual circumstances. We strongly advise you to consult an appropriate professional before taking any action based on the information provided here. Neither Sue D Kelly nor anyone working on behalf of the Website accepts liability for actions taken—or not taken—based on this content.
4. No Advisory Relationship
Your use of this Website, including implementing any suggestions or downloading any resources, does not establish a formal professional-client relationship between you and Sue D Kelly.
We can only accept individuals as formal clients once we have established that we are a suitable match and have mutually agreed upon formal terms of engagement, including fee structures.
5. Your Personal Responsibility
By using this Website, you accept full responsibility for the outcomes of your actions. You agree to exercise your own judgement and conduct appropriate due diligence before acting upon any plan, suggestion, or recommendation found here. You agree that we are not liable for any harm or loss resulting from your use or non-use of the information or resources available on this Website.
6. No Assurances or Guarantees
While we hope the educational resources on this Website help you navigate life transitions, we make no guarantees regarding the results of any actions you take. Your success or failure depends entirely on your own efforts, your personal situation, and external factors beyond our control.
Furthermore, any examples of past results or testimonials from previous clients do not guarantee a similar outcome for you or any other individual.
7. Accuracy of Information
We take reasonable steps to ensure that the information on this Website is accurate and up to date. However, we cannot guarantee that the Website is entirely free from errors or omissions. You agree to verify any information obtained from this Website before relying on it, and you acknowledge that you do so at your own risk.
8. Reviews, Recommendations, and Endorsements
From time to time, we may share reviews or mention third-party products, services, books, software, or experts.
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Honest Opinions: Any review reflects our genuine, good-faith opinion.
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Incentives: If we receive a product or service for free or at a discount in exchange for a review, we will clearly disclose this. For specific queries regarding any review incentives, you can email us at sue@suedkelly.com with the product title in the subject line.
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No Endorsement: A reference to a third party does not mean we endorse their accuracy or services. You must conduct your own research to determine if a third-party product or service is right for you.
9. Affiliate Links
We may occasionally participate in affiliate marketing. This means we may earn a small commission if you click on a link or make a purchase through certain links on our Website.
We only feature affiliate links for products, services, or experts that we believe add genuine value to our audience. We will always notify you when a link is an affiliate link. It remains your responsibility to investigate whether an affiliate offer is appropriate for your needs.
10. Testimonials
Any testimonials displayed on this Website are genuine statements from real clients or customers. While these statements accurately reflect their personal experiences, they are not intended to represent typical results, nor do they guarantee that you will achieve the same outcomes.
11. Exclusion of Warranties and Limitation of Liability
The Website and all associated content, software, and services are provided on an "as is" and "as available" basis without any warranties or conditions of any kind, whether express or implied.
To the maximum extent permitted by UK law (including the Consumer Rights Act 2015), Sue D Kelly and any associated suppliers exclude all implied warranties, including those relating to satisfactory quality or fitness for a particular purpose.
To the fullest extent permitted by law, Sue D Kelly and her suppliers will not be liable for any direct, indirect, incidental, or consequential loss or damages arising out of or connected with:
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The use, performance or delay of this Website.
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Any errors, inaccuracies or typographical mistakes within the content.
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The inability to use the Website or its related services.
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Any information, products or services obtained through the Website.
Nothing in this Disclaimer seeks to exclude or limit liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be lawfully excluded under English law. If you are dissatisfied with any part of this Website or these terms, your sole remedy is to stop using the Website.
12. Contact Details
If you have any questions regarding this Disclaimer, please contact us at:
Sue D Kelly
Orchard House
44 Richmond Road
Brompton on Swale
Richmond
DL10 7HE
Email: sue@suedkelly.com